The Ultimate College Money Saving Tips

Uh heck yeah, there is nothing much better than saving money. I am a freshman in college, I’ve got a lot to learn… Saving money is something I learned fast. College is expensive, so in this post you will learn how I save money as a college student.


I am commuting for college. I am attending a branch of Ohio University which is like five minutes from my house. I will graduate with a degree from Ohio University while save tens of thousands of dollars. So if you can do so, do it.


I mean what money are you going to save if you don’t have any? Whether it’s an allowance or your paycheck, you should save most of it. Take out what money you need for food and other necessities and put the rest away. I also strongly recommend a lockbox to keep your money and valuables safe.

Savings Plan

It can be anything you want as long as it’s effective. Look up some plans and choose one. When I get paid, $150 goes towards bills, $20 goes for gas, I keep $60 in my wallet for spending money, and put the rest into savings.

Student Discount

A lot of places offer a student discount with your student ID. All you have to do is ask before you check out.


Cut, print, digital coupons will save you a ton. It’s definitely worth the time.

Don’t Buy New Textbooks

Never ever ever. I rent mine from Amazon because it’s so much cheaper. Buy used, not new.

Limit to One Credit Card

Unless you have a job, do NOT get a credit card. Limit yourself to one for the time being, but never have more than three. College is the perfect time to build your credit, so don’t screw it up.


Apply for all the scholarships humanly possible. It’s free money for being awesome, so really try at school, extracurriculars, and volunteering. 

Limit Eating Out

This means Starbucks runs as well, so invest in a coffee maker. We spend most of our money on food and restaurants are overpriced. Eat in as much as you can.

Buy in Bulk 

Sam’s Club for instance. This is a total money saver and time saver! 


A lot of universities and colleges don’t allow students to have cars on campus… or at least for the first one or two years. Even if you have a car, carpooling is still okay as long as you return the favor. Sign up for Uber or Zipcar for long distance. 

That’s all I got! I hope you learned something and share it with your friends! Thank you for reading! 🙂 

If you have any tips, leave them in the comments! I can’t wait to read them!

College Students need to take care of themselves! Check out Daily Self-Care Practices You NEED

Can’t decide on a College or University? This post will help!



  1. becca

    March 15, 2017 at 1:49 am

    Great post! I will be sharing with my daughter who will be applying for colleges this fall!

    1. Cierra

      March 15, 2017 at 10:45 pm

      Awesome! Thank you! Good luck to her! 🙂

  2. Luis Ch

    March 15, 2017 at 1:57 am

    Discount card for groceries and renting textbooks! 🙂

    1. Cierra

      March 15, 2017 at 10:45 pm

      Never knew there was a such thing, I need that discount card! Haha, thank you!

  3. Sita

    March 15, 2017 at 3:44 am

    What great ideas to save money in college!
    Another tip I learned when I attended uni was to swap formal clothes with other people (if you can). I lived in a residential college here in Australia (a dormitory) and we used to have to attend so many formal events! It’s a little boring/uncool to wear the same few formal clothing to all events, so what us girls used to do was swap them. A dress worn by A looks so different worn by B.

    1. Cierra

      March 15, 2017 at 10:44 pm

      Awesome! Thank you! 🙂

  4. Bel

    March 16, 2017 at 1:00 am

    AS a college student, this is quite helpful.

  5. Janella Panchamsingh

    March 16, 2017 at 2:14 am

    These are tips I wish I had when I was in school. Most college students accumulate debt while their in college with your tips they can avoid it.

  6. John

    March 16, 2017 at 4:50 pm

    Great advice! Especially on Textbooks. The whole textbook industry is shameful. It is designed to make students spend a small fortune on books that are “obsolete” after just a few semesters.

  7. Kristen

    March 18, 2017 at 1:35 am

    These are all great tips! All things I wish I would’ve known when I was in college. After being out of college for a few years and now in the real world, being financially responsible is so important. Keep up the great posts!

    – Kristen

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